#navigation a {
	font: bold 12px Arial, Helvetica, sans-serif;
	color: #003366;
	line-height:24px;
	letter-spacing:.1em;
	text-decoration: none;
	display:block;
	padding:0px 0px 0px 0px;
	}
	
#navigation a:hover {
	background: #FFFFFF;
	color:#003366;
	border-bottom: #990000 solid 2px;
	}
	
#navigation2 a {
	font: bold 12px Arial, Helvetica, sans-serif;
	color: #003366;
	line-height:24px;
	letter-spacing:.1em;
	text-decoration: none;
	display:block;
	padding:0px 0px 0px 0px;
	}
	
#navigation2 a:hover {
	background: #FFFFFF;
	color:#003366;
	border-bottom: #990000 solid 2px;
	}

#navigation3 a {
	font: 12px Arial, Helvetica, sans-serif;
	color: #191970;
	line-height:24px;
	letter-spacing:.1em;
	text-decoration: none;
	display:block;
	padding:0px 0px 0px 0px;
	}
	
#navigation3 a:hover {
	background: #FFFFFF;
	color:#191970;
	border-bottom:none;
	}

.title {
	font:bold 13px Arial, Helvetica, sans-serif;
	color:#003366;
	letter-spacing:normal;
	padding-top:40px;
	}
	
.title2 {
	font:bold 11px Arial, Helvetica, sans-serif;
	color:#003366;
	letter-spacing:normal;
	padding-top:40px;
	padding-left:200px;
	}
	
.hed {
	font:bold 24px Arial, Helvetica, sans-serif;
	color:#FFFFFF;
	margin-left:20px;
	}